How to budget your student loan so it lasts the term
A simple way to split your maintenance loan so you're not eating plain pasta in week 9.
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plain-english, no catches
Money guides for students and young adults
Six free guides covering the money stuff nobody quite teaches you — written in plain English, checked against gov.uk, HMRC, the FCA and other official sources, and free of jargon.
THE GUIDES
Emergency tax codes explained
Why your first payslip from a new job looks wrong, and what to actually do about it.
Read the guideHow to spot a scam text
Royal Mail, HMRC and bank impersonation texts explained, with exactly what to do.
Read the guideStop free trials turning into charges
How to try things risk-free and actually stop paying when you forget to cancel.
Read the guideYour first payslip, explained line by line
Gross pay, tax code, National Insurance, pension, student loan — decoded.
Read the guideBuild a credit history from scratch
Starting with nothing on your file? Here's how lenders actually start to trust you.
Read the guide